Health Insurance for Small Businesses: What You Need to Know

As a small business owner, you wear a lot of hats—but navigating health insurance doesn’t have to be overwhelming. The right plan not only protects your health but can also offer financial advantages, including tax deductions.

Unlike traditional group plans that can be costly and inflexible, private PPO options provide nationwide coverage, lower out-of-pocket costs, and tailored benefits based on your health rather than your income. Many business owners find that an individual or small group private plan offers better coverage at a lower cost than what’s available on the Marketplace. Plus, premiums for qualifying plans can be written off as a business expense, making them a smart financial move.

Whether you’re self-employed or have a small team, the key is finding coverage that fits your needs without breaking the bank. If you’re unsure where to start, I can help you explore options that keep both your business and your health protected.